Consumers Still Love Plastic More Than Mobile Payments
Mobile payments struggle to gain acceptance despite increases in mobile banking and alternative payment use.
View ArticleBuild vs. Buy: Crossroads for Mobile Payment Apps
With multiple mobile payment apps available for banks and credit unions to offer, is the better decision to build a proprietary option?
View ArticleOne-Third of Retail Banking Revenues at Risk
Digital lending is the next battlefield between banking and fintech, with one-third of retail banking revenues at stake.
View ArticleThe Battle Lines for the Consumer Have Been Drawn
The battle for the consumer is intensifying, with new players disrupting status quo and introducing new ways to deliver financial services.
View ArticleIs Now the Time to Invest in Mobile Wallets and P2P Payments?
Banks and credit unions need to determine if it is time to invest in mobile wallets and P2P payments.
View ArticleIs Zelle P2P Mobile Payment Solution Too Little, Too Late?
Zelle provides banks and credit unions of all sizes the opportunity to provide a mobile P2P payment solution supported by major banks. The post Is Zelle P2P Mobile Payment Solution Too Little, Too...
View Article14 Great Ideas For Marketing Zelle P2P Payments
With ambitions to disrupt P2P market share of PayPal, Venmo and Square, banking's direct mail, email and social marketing has been modest. The post 14 Great Ideas For Marketing Zelle P2P Payments...
View ArticleTop 10 Trends Impacting the Future of Payments
The payments industry is in a state of transition with 10 trends impacting the future revenues and competitive balance in banking. The post Top 10 Trends Impacting the Future of Payments appeared first...
View ArticleHow Digital Banking Can Protect Against The Big Tech Invasion
As tech giants offer financial services, banking must use customer insights and advanced technology to differentiate digital offerings. The post How Digital Banking Can Protect Against The Big Tech...
View ArticleP2P Payments Is The ‘Next Shiny Object’ In Mobile Banking Solutions
The growth of P2P payment usage has prompted banks and credit unions to focus on providing integrated digital payment solutions to customers and members. The post P2P Payments Is The ‘Next Shiny...
View ArticleHow PayPal Will Become People’s Primary Financial Institution
The expansion of financial solutions offered by large tech firms are encroaching on legacy banking products, stealing customers and revenues. The post How PayPal Will Become People’s Primary Financial...
View Article12 Ways to Get to the Top of the Digital Wallet
Competition for digital payments is high, with banks and credit unions marketing digital wallets using digital media. The post 12 Ways to Get to the Top of the Digital Wallet appeared first on The...
View ArticleDespite Digital Options, Consumers Stick With Their Own Bank… For Now
Digital banking use continues to grow, but most consumers still use their current bank for the majority of banking services. The post Despite Digital Options, Consumers Stick With Their Own Bank… For...
View ArticleAlternative Lenders Continue to Steal Business From Banks
Banks and credit unions are at risk of losing small business customers if they can't provide easy and fast borrowing options. The post Alternative Lenders Continue to Steal Business From Banks appeared...
View ArticleGlimpse Into the Future: What Banking Looks Like 10 Years From Now
Traditional banking providers must look further ahead than just a year or two out before the window for transformational change closes. The post Glimpse Into the Future: What Banking Looks Like 10...
View ArticlePayPal Wants To Become The Banking World’s Next ‘Super App’
PayPal and Venmo have grown significantly since the pandemic, making them a viable threat to traditional banking organizations. The post PayPal Wants To Become The Banking World’s Next ‘Super App’...
View Article2021 Google Search Trends in Digital Banking, Payments & Fintech
A look at the major search trends impacting banking in 25 charts — what consumers and banking execs are looking for most, and when. The post 2021 Google Search Trends in Digital Banking, Payments &...
View ArticleHow BofA Grapples With The Increasingly Digital Small Business Market
Formidable fintech foes like PayPal, Square and Stripe challenge even the biggest banks. Here's how the No. 2 U.S. bank is responding. The post How BofA Grapples With The Increasingly Digital Small...
View Article‘Buy Now, Pay Later’ Impact on Consumer Credit Behavior Expanding Fast
Red hot 'BNPL' market is attracting scrutiny, which could give incumbents a bit of breathing space to craft the right response. The post ‘Buy Now, Pay Later’ Impact on Consumer Credit Behavior...
View ArticleWhere P2P Payments are Heading in 2021
Speed of payment has growing appeal and sets the stage for more interest and growth in real-time payments, says Fiserv expert. The post Where P2P Payments are Heading in 2021 appeared first on The...
View ArticleIs PayPal’s Expanded Financial Offering a Threat to Banks?
PayPal launches a new personalized app with the goal of becoming an all-in-one financial and shopping solution. The post Is PayPal’s Expanded Financial Offering a Threat to Banks? appeared first on The...
View ArticleSquare, PayPal Pose Grave Threat to Community Financial Institutions
Community banks and credit unions outpace megabanks and even neobanks in key areas, but that edge won't sustain those that lag in technology. The post Square, PayPal Pose Grave Threat to Community...
View Article4 Better Ways to Acquire Digital Banking Customers at Scale
New customer growth will come less from branches and buying banks and more from acquiring tech, shopping, media or other data-rich companies. The post 4 Better Ways to Acquire Digital Banking Customers...
View ArticleCFPB Cracks Down on Big Techs’ Consumer Payment Data Practices
Amazon, Apple, Facebook, Google, PayPal and Square must turn over payment system plans to the regulator and answer detailed questions. The post CFPB Cracks Down on Big Techs’ Consumer Payment Data...
View ArticleHow Amazon’s Alliance With Venmo Will Disrupt The Payments Space Forever
Amazon gives consumers a new way to pay, and sets Venmo's parent PayPal up to siphon even more payments away from credit card providers. The post How Amazon’s Alliance With Venmo Will Disrupt The...
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